Guard.me International Insurance (International students only)
All international students are required to have valid international medical insurance while they are studying with HÂþ» and will be automatically enrolled in the Guard.me during the first academic term of study each year. Charges for this plan are $600 per calendar year.
Students in their first term of study of their academic year, can request an opt out from the if they can answer YES to one of the following questions.
- I have valid New Brunswick Medicare coverage through the end of my academic studies in this year, OR
- I have changed my program and have a valid Guard.me Plan issued by HÂþ» in the last 12 months.
If your New Brunswick Medicare coverage expires before the last day of study for your current academic year, an opt out is NOT available, and it is your responsibility to ensure you reapply for New Brunswick Medicare in advance of its expiry.
Opt Out Request Form
Students who have successfully opted out of the Guard.me medical insurance plan will be automatically enrolled in the Guard.me Excursion Plan. The cost of the Guard.me Excursion Plan will be $64.50 for the calendar year. This plan is mandatory regardless of other insurance coverage.
Adjustments to the student account will be made within 10 to 15 business days of the opt out request being approved in accordance with the Academic Calendar.
To purchase early arrival insurance coverage prior to the start of your intake, please contact Guard.Me directly to request a quote and enroll for coverage.
Dependent coverage is only available once your
Guard.Me student policy is issued.
Policies will be issued on the third-Monday of the intake after the
in-class deadline and after the withdrawal deadline per the Academic Calendar.
